How It Works

Funding is necessary to help your business succeed, but you might feel overwhelmed if you’ve been turned down for traditional methods of accessing business capital. We can offer a Merchant Cash Advance (MCA) that’s not based on factors in your past, such as credit history, but rather the likelihood of your future success. We view that future income as an extremely valuable resource of untapped funding that could help you get a cash advance to use for your business almost immediately.

If you’re approved, you’ll get fast funding in the amount of $3k to $500k! Our process is extremely simple and quick. Most applications are reviewed and funded within 72 hours of applying. The cash advance comes to you as a lump sum deposited directly into your business bank account, in exchange for a predefined amount of your company’s future sales.

We are experts in small business funding and are ready to work with you today. Get the cash you need now to help business operations run smoothly. There’s no need to rely on banks or other sources of funding that are traditionally very lengthy and complicated processes. You may hesitate to apply for a Merchant Cash Advance, especially if you haven’t done so before. Now, there’s nothing standing in your way of getting quick capital. Contact us today to discuss how we can help your business access the cash flow it needs to thrive in the challenging New York City marketplace.

Getting Started

Working Capital NYC makes it easy to get started. Just complete the contact form on this page to get the ball rolling for your business.